Payment Methods
Multiple secure payment options for your convenience. Shop with confidence!
100% Secure
SSL Encrypted
Instant Processing
Real-time payments
PCI Compliant
Industry standards
Multiple Options
Choose your way
At Junooni, we believe in providing you with flexible and secure payment options. Whether you prefer cards, UPI, net banking, or cash on delivery, we've got you covered. All transactions are protected by advanced encryption technology.
Zero Payment Gateway Charges: We don't charge any additional fees for using credit/debit cards, UPI, or net banking. The price you see is what you pay!
Accepted Payment Methods
Credit & Debit Cards
We accept all major credit and debit cards. Your card information is encrypted and secure.
UPI (Unified Payments Interface)
Fast, secure, and convenient payment using your UPI ID or QR code.
Net Banking
Direct payment from your bank account using internet banking credentials.
Digital Wallets
Pay using your digital wallet balance for quick checkout.
Cash on Delivery (COD)
Pay with cash when your order is delivered to your doorstep. Available in select locations.
EMI Options
Convert your purchases into easy monthly installments (available on orders above ₹3,000).
How to Make a Payment
Making a payment on Junooni is quick and easy. Follow these simple steps:
Add Items to Cart
Browse our collection and add your favorite items to the shopping cart.
Proceed to Checkout
Review your order, apply any promo codes, and enter your shipping address.
Choose Payment Method
Select your preferred payment method from the available options.
Enter Payment Details
Provide the required information securely through our encrypted payment gateway.
Complete & Confirm
Complete the payment and receive instant order confirmation via email and SMS.
Security & Protection
Your payment security is our top priority. We implement multiple layers of security to protect your financial information:
SSL Encryption
All data transmitted between your browser and our servers is encrypted using 256-bit SSL technology.
PCI-DSS Compliant
We comply with Payment Card Industry Data Security Standards for handling card information.
Tokenization
Card details are tokenized - we never store your actual card numbers on our servers.
Fraud Detection
Advanced fraud detection systems monitor transactions for suspicious activity 24/7.
Trusted Payment Partners
We partner with leading payment gateways like Razorpay, Stripe, and PayU that are trusted by millions of users worldwide. Your payment information is processed through their secure servers, not stored by us.
Currency & Pricing Information
Default Currency
All prices are displayed in Indian Rupees (₹ INR). This is our primary currency for domestic transactions within India.
International Orders
For international customers, prices will be converted to your local currency at the current exchange rate. Additional customs duties and taxes may apply based on your country's regulations.
Price Includes
All prices include applicable GST and taxes. The final price shown at checkout is what you pay - no hidden charges (except COD charges where applicable).
Dynamic Pricing
Prices may vary during sales and promotions. The price at the time of order placement is the final price, even if it changes later.
Common Payment Issues & Solutions
Payment Declined
Possible reasons:
- • Insufficient balance in account/card
- • Incorrect card details (number, CVV, expiry date)
- • Card not enabled for online transactions
- • Daily transaction limit exceeded
- • Bank server temporarily down
Solution: Verify your details, contact your bank, or try a different payment method.
Payment Pending
If your payment is showing as pending:
- • Wait 30 minutes for payment gateway to update
- • Check your bank account/card statement
- • Check spam folder for confirmation email
- • Contact support if status doesn't update after 2 hours
Double Charge
If you see duplicate charges, don't worry. One is usually a temporary authorization hold that will be released by your bank within 5-7 business days. If both charges post, contact us immediately with transaction details for a refund.
OTP Not Received
If you're not receiving OTP:
- • Check your phone number is entered correctly
- • Ensure network connectivity
- • Wait 1-2 minutes, OTPs may be delayed
- • Request OTP resend
- • Try alternative payment method if issue persists
Still Having Issues?
If you continue to experience payment problems, our support team is here to help:
Refunds for Failed Payments
If money was deducted from your account but the order was not placed:
Automatic Refund Process
- Refund is initiated automatically within 24 hours
- Credit/Debit Cards: 5-7 business days
- UPI/Net Banking: 3-5 business days
- Wallets: 1-3 business days
If you don't receive your refund within the specified timeframe, please contact our support team with your transaction details.
Frequently Asked Questions
Need Payment Assistance?
Our payment support team is available to help you with any payment-related queries or issues.